PayPal Buyer Credit
Overview
Promotional Financing
Seller FAQs
Examples
 

PayPal Buyer Credit Learning Center


Attract Buyers, Boost Sales With PayPal Buyer Credit


PayPal Buyer Credit gives your buyers increased purchasing power, and the opportunity to take advantage of promotional financing that you choose to offer them (including deferred interest or fixed payments). It's a convenient, flexible, and secure way to boost your sales on higher-priced items.

Attract More Buyers

  • Use promotional financing to make items more affordable
    Deferred-interest or fixed-payment promotions attract buyers to your higher-priced items. Additional selling fees apply. Learn more about Promotional Financing
  • Increase your buyers' purchasing power
    Once your buyers are approved, they will have an additional, immediate funding option for their PayPal purchases. Buyers can receive a credit decision in as soon as 30 seconds

Boost Your Sales

  • Sell more higher-priced items
    By increasing your buyers' purchasing power, it's easier for them to afford your higher-priced items
  • Get paid immediately
    There's no need to wait—you'll get paid in full by PayPal as soon as the item is purchased
  • Increase your competitive advantage
    Traditional retailers have been using promotional financing to increase sales for years. Now you can, too
Promotional financing fees are in addition to PayPal transaction fees, and apply only to purchases funded using PayPal Buyer Credit.